ReMortgage

Police Mortgages

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Re-Mortgages

I got my repayment mortgage through Hatch Associates - they've got over 4,000 to choose from.

Dealing with Police Officers mortgage enquiries every day is all that we do. We have specially trained and friendly advisers around the UK and at our Head Office who are experienced in all areas of Police Pay, allowances and shift patterns etc. This saves you time explaining your situation and provides you with a bespoke service built totally around you and the nature of the Police Service. Over 3,500 Officers and support staff have found mortgages through our companies since 1991.

If you would like to save money on your existing mortgage and/or raise some extra money at the same time, then please complete the "Re-Mortgages" questionnaire below. We will then get back to you. This questionnaire is provided for you to tell us about your current situation, enabling us to respond to your particular needs.

As well as shopping around for you to find and arrange your most suitable mortgage, we can also save you money on Conveyancing/Solicitors fees, buildings and contents insurance and any mortgage protection policies.

We currently arrange about £40,000,000 of mortgages and remortgages each year mostly for POLICE OFFICERS all over the UK.
Our state-of-the-art mortgage computer systems can assess over 4,000 mortgage schemes every day.
Our access to over 40 lenders can help you find the most suitable deals for you.
An established network of contacts/relationships with mortgage lenders.
We keep you updated on everything right up until the day you 'complete'
The perfect hassle-free, one-stop mortgage shop!

Your home may be repossessed if you do not keep up repayments on your mortgage.

If you are a first time buyer, please click here instead

If you are buying a property, please click here instead.

Re-Mortgages Questionnaire

This questionnaire is provided for you to tell us about your current situation, enabling us to respond to your particular needs.

On completion, please click on the "submit" button at the end.
Many thanks.

YOUR CURRENT SITUATION

Date (dd/mm/yyyy):
How did you hear about us?
Who recommended you? (if applicable)
Have you contacted us before?:		Yes No
If YES, name of past contact:
	Applicant 1	Applicant 2
Surname(s):
First name(s):
Address (line 1):
Address (line 2):
Address (line 3):
County:
Postcode:
Email:
Tel (Home):
Tel (Work):
Tel (Mobile):
Smoker?	Yes No	Yes No
Date Of Birth:	(dd/mm/yyyy)	(dd/mm/yyyy)
Rank:
Other:
Detective?	Yes No	Yes No
Length Of Service:
Which Police Force:
Looking to remortgage on straight swap (£'s)		Yes No
Looking to remortgage and raise extra at the same time		Yes No
How many children do you have?
And their ages?
How much do you earn before deductions?	£pa	£pa
How much of this is your basic pay (+ fixed allowances)?	£pa	£pa
How much is your average monthly take home pay?	£pm	£pm

What is the estimated value of your home (approx)?		£
How much have you borrowed, i.e. your mortgage outstanding now?		£
Who is the Lender?
How long have you had this mortgage for?		Approx.yrs
How long has your mortgage left to run?		Approx.yrs
How much are your mortgage payments per month (excluding policies)?		£pm
Is your mortgage on a variable interest rate?		Yes No
If no, what rate/type are you on?
Would a "redemption penalty" be payable if you were to remortgage?		Yes No Not Sure
If yes, how much would the redemption penalty be (if known)?		£
How much is your endowment/mortgage protection policy per month?		£pm
Would your mortgage be paid off if you had a critical illness?	Yes No	Yes No
Have you ever had any mortgage arrears?	Yes No	Yes No
If yes, how much?		£
Are they still outstanding?		Yes No
If you have any Loans/HP/Credit Cards, please list them all below:

	APPLICANT 1
	Monthly Costs	Balance Owing	Expiry Date (dd/mm/yyyy)	Purpose and Loan Co.
1	£	£
2	£	£
3	£	£
4	£	£
5	£	£
6	£	£

	APPLICANT 2
	Monthly Costs	Balance Owing	Expiry Date (dd/mm/yyyy)	Purpose and Loan Co.
1	£	£
2	£	£
3	£	£
4	£	£
5	£	£
6	£	£


	Applicant 1	Applicant 2
Do you have a good clean credit history?	Yes No	Yes No
If no, please disclose any arrears, CCJ's, defaults, bankrupties or IVA's:
Have you received any quotes elsewhere?		Yes No
If yes, which do you like best:
Would your mortgage be totally paid off from a personal life policy(s) if you died tomorrow?	Yes No	Yes No
If no, how much is not protected?	£	£


YOUR FUTURE PLANS

What types of mortgages are you interested in?	Fixed	Discounted	Cashback	Other
	100%	Flexible	Buy to let	Tracker
	Offset	Daily interest
If other, e.g. capped rates, please describe:
Do you want to borrow additional money with your new mortgage?	Yes No
If yes, how much extra do you want to borrow?			£
What would you use this extra money for:
How much in Total do you want to borrow?			£
Solicitor/Conveyancer Details
Have you instructed a Solicitor/Conveyancer yet?			Yes No
If yes, please provide details:
Company Name
Company Address
Post Code
Telephone
How much is your quote, including all disbursements?: £
If no, can we provide you with a quote?			Yes No
Your monthly budget:
What is your maximum budget for your new mortgage, including and allowing for buildings & contents insurance and your protection policies?			£ per mth
	Applicant 1		Applicant 2
If you have Loans/HP/Credit Cards, it may be possible to rearrange some (or all) of these within your new mortgage. If you can, would you want to consider this only if it saves you a considerable amount each month e.g. £100-£300?	Yes No		Yes No
Are you planning to take out any personal loans shortly?	Yes No		Yes No
If yes, how much for (approx)?	£		£
Are you planning to move in the foreseeable future?	Yes No		Yes No
If yes, when (approx)?
If your partner died tomorrow, how much income would you need (or want) to maintain your living standards?	£		£
Would you want this income to decrease in value or keep up with inflation?	Decrease Keep Up		Decrease Keep Up
If you were off sick or ill for a long time, would you want to make sure your mortgage payments and other commitments could be paid until you return to work?	Yes No		Yes No
If you were made disabled tomorrow, would you like to be able to clear your mortgage?	Yes No		Yes No
If you suffered a heart attack (or a stroke) or were diagnosed as having cancer, MS or some other critical illness, would you rather lose your home or your mortgage?	Home Mortgage		Home Mortgage

Data Protection Declaration Hatch Mortgage Services Ltd and Home of Choice Ltd will process all information in accordance with the Data Protection Act 1998 and it will be treated as private and confidential now and in the future. The only exceptions to this will be when the law requires us to disclose information or, with your consent, where disclosure is necessary when arranging or servicing your mortgage or protection contracts. To fulfil our regulatory obligations, we will retain copies of your records for no longer than is necessary or for the duration of any contract you may enter into. You have the right to inspect these records at any time.
I HAVE READ AND AGREE TO DATA PROTECTION DECLARATION

Our Future Relationship Our ongoing business relationship with you is important and we would like to be able to contact you by telephone, post or email from time to time to review your mortgage and associated protection product arrangements and introduce other services that may be of interest to you from ourselves or our associted companies.
I AGREE TO FURTHER CONTACT AS DESCRIBED ABOVE IN OUR FUTURE RELATIONSHIP
NOW PRESS SUBMIT
or

Policemortgages.co.uk is the website address for Hatch Mortgage Services Ltd, part of The Hatch Associates Group. Hatch Mortgage Services Ltd is an appointed representative of Home of Choice Ltd, which is authorised and regulated by the Financial Services Authority. Written details available upon request. Lenders terms and conditions apply.
Loans subject to status. Deposit and insurance may be required. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOAN SECURED ON IT.
PRIVACY POLICY